Inklusi Keuangan Syariah dan Pemberdayaan UMKM Berkelanjutan (Studi pada KSPPS BMT Artha Buana Metro)

Authors

  • Ahmad Muslimin Institut Agama Islam Ma’arif NU (IAIMNU) Lampung, Indonesia
  • Fuad Ashari Institut Agama Islam Ma’arif NU (IAIMNU) Lampung, Indonesia
  • Didik Kusno Aji Institut Agama Islam Ma’arif NU (IAIMNU) Lampung, Indonesia

DOI:

https://doi.org/10.51278/bce.v1i2.949

Keywords:

Sharia Financial Inclusion, Empowerment MSMEs, Financial Inclusion Program

Abstract

This research aims to determine the Sharia financial inclusion program at KSPPS BMT Artha Buana Metro to increase the empowerment of MSMEs. The research method used in this research is qualitative with a phenomenological approach. This research indicates that KSPPS BMT Artha Buana Metro has implemented Sharia financial inclusion well. This research also shows that social capital is vital in implementing financial inclusion. Good social capital is defined by several indicators: ease of access, ability to use, suitability to needs, training and supervision. KSPPS BMT Artha Buana Metro has provided many products and facilities so that MSMEs can obtain capital and use it to develop their business and improve the overall sustainable economy. In summary, the findings of this research accentuate the importance of well-implemented Sharia financial inclusion programs, driven by robust social capital, in promoting the empowerment of MSMEs and fostering a resilient and sustainable economy.

 Keywords: Sharia Financial Inclusion, Empowerment MSMEs, Financial Inclusion Program

References

Agung Budi, M. M., Reni Anggraeni. (2022). Inklusi keuangan pada UMKM di kota Tangerang. Akuntabel: Jurnal Akuntansi dan Keuangan, 19(4). https://doi.org/https://doi.org/10.30872/jakt.v19i4.11845
Devi, A., Tanjung, H., & Riswantio, A. (2021). Dampak Inklusi Keuangan dan Bank Syariah terhadap Kesehatan dan Pendidikan Nasional. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, 2(2), 1-26. https://doi.org/10.47467/elmal.v2i2.518
Iko Putri Yanti, W. (2019). Pengaruh Inklusi Keuangan Dan Literasi Keuangan Terhadap Kinerja Umkm Di Kecamatan Moyo Utara. Jurnal Manajemen dan Bisnis, 2(1). https://doi.org/10.37673/jmb.v2i1.305
Laili, N. Y., & Kusumaningtias, R. (2020). Efektivitas Inklusi Keuangan Syariah dalam Meningkatkan Pemberdayaan UMKM (Studi Pada BMT Dasa Tambakboyo). Jurnal Ilmiah Ekonomi Islam, 6(3). https://doi.org/10.29040/jiei.v6i3.1204
Lestari, N., Pasha, P. A., Oktapianti, M., & Noviarita, H. (2021). Teori Pembangunan Ekonomi. REVENUE: Jurnal Manajemen Bisnis Islam, 2(2), 95-112. https://doi.org/10.24042/revenue.v2i2.9071
Miles, M. B., & Huberman, A. M. (2016). Drawing Valid Meaning from Qualitative Data: Toward a Shared Craft. Educational Researcher, 13(5), 20-30. https://doi.org/10.3102/0013189x013005020
Nengsih, N. (2023). Strategi Perbankan Syariah Dalam Meningkatkan Inklusi Keuangan Di Indonesia. AL-ITTIFAQ: Jurnal Ekonomi Syariah, 3(1). https://doi.org/10.31958/al-ittifaq.v3i1.9164
Nurfalah, I., & Rusydiana, A. S. (2019). Digitalisasi Keuangan Syariah Menuju Keuangan Inklusif: Kerangka Maqashid Syariah. Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan dan Akuntansi, 11(1). https://doi.org/10.35313/ekspansi.v11i1.1205
Sastiono, P., & Nuryakin, C. (2019). Inklusi Keuangan Melalui Program Layanan Keuangan Digital dan Laku Pandai. Jurnal Ekonomi dan Pembangunan Indonesia, 19(2), 242-262. https://doi.org/10.21002/jepi.2019.15
Siti, M., Gusti Ayu, P., & Ni Kadek, S. (2023). Pengaruh Literasi Keuangan, Inovasi, dan Penggunaan Dana Bpum terhadap Kinerja Usaha Mikro di Kabupaten Buleleng dengan Inklusi Keuangan sebagai Variabel Moderasi. Vokasi : Jurnal Riset Akuntansi, 12(01), 11-22. https://doi.org/10.23887/vjra.v12i01.58719
Sugiyono. (2009). Metodologo Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Syahli, R., & Sekarningrum, B. (2017). Pengelolaan Sampah Berbasis Modal Sosial Masyarakat. Sosioglobal : Jurnal Pemikiran dan Penelitian Sosiologi, 1(2). https://doi.org/10.24198/jsg.v1i2.13309

Downloads

Published

2021-08-09

How to Cite

Muslimin, A., Ashari, F., & Kusno Aji, D. (2021). Inklusi Keuangan Syariah dan Pemberdayaan UMKM Berkelanjutan (Studi pada KSPPS BMT Artha Buana Metro). Bulletin of Community Engagement, 1(2), 127–134. https://doi.org/10.51278/bce.v1i2.949

Most read articles by the same author(s)

Obs.: This plugin requires at least one statistics/report plugin to be enabled. If your statistics plugins provide more than one metric then please also select a main metric on the admin's site settings page and/or on the journal manager's settings pages.