Macro Economic Scope: Policy Analysis of the Digital Rupiah
DOI:
https://doi.org/10.51278/bce.v6i2.2115Keywords:
Economic Growth, Macro Economic, Digital RupiahAbstract
One aspect of macroeconomics involves managing the national economy through monetary policy implemented by the central bank. The research methodology for the study titled "Macroeconomic Scope of Policy Analysis Regarding the Digital Rupiah" is a literature review relying on existing studies, theories, and interpretations relevant to the topic Money is a central topic in economics due to its significant impact on the national economy. Its functions include serving as a unit of account (qiwam ad-dunya) and a medium of exchange (al-mu’awidhah). This study aims to describe the concept of the Digital Rupiah Indonesia’s Central Bank Digital Currency (CBDC). The Digital Rupiah is a form of money that is digitally configured and integrated on an end-to-end basis. It will be issued in two forms: wholesale Digital Rupiah (w-Digital Rupiah), which has restricted access and is distributed solely for wholesale transactions; and retail Digital Rupiah (r-Digital Rupiah), which is accessible to the public and distributed for retail transactions. The research methodology for the study titled "Macroeconomic Scope of Policy Analysis Regarding the Digital Rupiah" is a literature review relying on existing studies, theories, and interpretations relevant to the topic The study employs a qualitative descriptive method based on a literature review of relevant books, journals, and other sources.
References
Abad, J., Nuno, G., & Thomas, C. (2024). CBDC and the Operational Framework of Monetary Policy. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.4721913
Aisyah, N., Putra, A. S., Safrizal, S., Valentino, V. H., Zikriah, Z., Prasetyo, B. S., Susanti, D., & Nurhayati, N. (2022). Analisa Perkembangan Digital Forensik Dalam Penyidikan Cybercrime Di Indonesia Secara Systematic Review. Jurnal Esensi Infokom : Jurnal Esensi Sistem Informasi Dan Sistem Komputer, 6(1). https://doi.org/10.55886/infokom.v6i1.452
Al-ghazali, muhammad ibn muhammada. (2013). No Title.
Amelia, R. N., Afiqul Rifqi, M., & Latifah, E. (2024). Konsep Uang Dalam Ekonomi Makro Islam. JIAR : Journal Of International Accounting Research, 2(02). https://doi.org/10.62668/jiar.v2i02.1148
An-Nabhani, T. (2004). No Title (1st ed.).
Aswawi, N. (2023). Fungsi Uang Dalam Perspektif Ekonomi Islam. PARADIGM : Journal Of Multidisciplinary Research and Innovation, 1(02). https://doi.org/10.62668/paradigm.v1i02.762
Bambang juanda. (n.d.). No Ti.
Bank Indonesia. (2022). Project Garuda Navigating The Architecture of Digital Rupiah. In White Paper (Vol. 1, Number 1).
Fahrizal, F., Dofiruddin, D., & Purnama Putra, D. S. (2024). UANG DALAM PERSPEKTIF EKONOMI ISLAM. IQTISODINA, 7(1). https://doi.org/10.35127/iqtisodina.v7i1.7526
Firdaus, M. H., Sari, T. O., & Andriani, R. (2024). Konsep Nilai Tukar Uang Dalam Islam. Baitul Maal: Journal of Sharia Economics, 2.
Firdaus, Q. (2024). On Digital Rupiah And Islamic Economy: A Comparative Analysis And Ethics. Al-Bank: Journal of Islamic Banking and Finance, 4(1). https://doi.org/10.31958/ab.v4i1.10775
Hasbi, M. Z. N. (2020). Studi Analisis Keunggulan Dinar dan Dirham sebagai Mata Uang Menurut Al-Ghazali dan Ibnu Taimiyah. Tahkim, 16(2).
Irahm, M. (2006). Monetary Dynamics and Gold Dinar: An Empirical Perspective. Journal of King Abdulaziz University-Islamic Economics, 19(2). https://doi.org/10.4197/islec.19-2.1
Jaunda, B. (2022). No Title (p. 161).
Karim, adiwarman A. (2015). No Title (3rd ed.). rajawali pers.
Kasmir. (2008). bank dan lembaga keuangan lainnya (R. Pers, Ed.).
kementrian agama republik indonesia. (2022). al-quran kemenag. Layanan Kemenag.
Khairunnisa, E., Maisyaroh, D., & Putri, K. T. (2023). Analisis Kebijakan Moneter Terhadap Krisis Moneter 1997-1998 Di Indonesia. JEI : Jurnal Ekonomi Islam, 1(2). https://doi.org/10.56184/jeijournal.v1i2.317
KHUTOROVA, N. A., & NASIBOV, M. S. (2023). Adoption of digital currencies of central banks: International practices. Finance and Credit, 29(1). https://doi.org/10.24891/fc.29.1.129
Lee, G. H. Y. (2011). Gold dinar for the Islamic countries? Economic Modelling, 28(4). https://doi.org/10.1016/j.econmod.2011.02.005
Mahomedy, A. C. (2013). Islamic economics: Still in search of an identity. International Journal of Social Economics, 40(6). https://doi.org/10.1108/03068291311321857
Masrur, M. (2017). Diskursus Uang dalam Kitab Ihya’ Ulum Al-Din Karya Al-Ghazali. JURNAL PENELITIAN, 14(1). https://doi.org/10.28918/jupe.v14i1.834
Muhammad. (2005). Metodologi Penelitian Ekonomi Islam : Pendekatan Kuantitatif. UPFE, UMY,.
Mukti, B. P. (2019). Strategi Ketahanan Pangan Nabi Yusuf Studi Analisis tentang Sistem Ketahanan Pangan Nabi Yusuf dalam Al-Quran Surat Yusuf Ayat : 46-49. Jurnal Tarjih Dan Pengembangan Pemikiran Islam, 16(1).
Mumu, R. G. R., Nurchim, N., & Sumarlinda, S. (2023). Forecasting Central Bank Digital Currency Terhadap Rupiah Digital. IDEALIS : InDonEsiA JournaL Information System, 6(2). https://doi.org/10.36080/idealis.v6i2.3027
Musa, M., & Nila, N. (2021). Pemikiran Ekonomi Islam Imam Al-Ghazali Tentang Konsep Uang. ASY SYAR’IYYAH: Jurnal Ilmu Syari’ah Dan Perbankan Islam, 6(2). https://doi.org/10.32923/asy.v6i2.1934
Nirawati, L., Samsudin, A., Clarinta, L. K., Setiawan, A. T., Hasan, M. T., Bastian, R., & Suci, D. W. (2022). Analisis Konsep Time Value Of Money Pandangan Kajian Ekonomi Islam Mengenai Pinjaman Uang pada Bank Konvensional. Journal Manajemen Dan Bisnis, 5(1).
Rohman, A. N. (2021). Hukum Islam dan Perubahan Sosial: Dinamisasi Perkembangan Metode Ijtihad Muhammadiyah. Syaksia : Jurnal Hukum Perdata Islam, 22(1). https://doi.org/10.37035/syakhsia.v22i1.4877
Satriak Guntoro, & Husni Thamrin. (2021). Pemikiran Al Ghazali Tentang Konsep Uang. Syarikat: Jurnal Rumpun Ekonomi Syariah, 4(2). https://doi.org/10.25299/syarikat.2021.vol4(2).8499
Selva selfia ginanjar, Encep Abdul Rojak, & Intan Manggala Wijayanti. (2023). Tinjauan Maqashid Syariah Terhadap Rencana Penerbitan Rupiah Digital Sebagai Mata Uang Di Indonesia. Bandung Conference Series: Sharia Economic Law, 3(2). https://doi.org/10.29313/bcssel.v3i2.8688
Shalihin, N. (2017). Fenomenologi-Ekonomi Islam: Lit Review atas Epistemologi Ekonomi Islam Masudul Alam Choudhury. AL-FALAH : Journal of Islamic Economics, 2(2). https://doi.org/10.29240/jie.v2i2.299
Tekin, H. (2019). Masudul Alam Choudhury. Islamic Financial Economy and Islamic Banking. Turkish Journal of Islamic Economics, 6(1). https://doi.org/10.26414/br058
Usul, A. (2023). Ruang Lingkup Ekonomi Makro. Pengantar Ekonomi Makro (Teori Dan Kebijakan).
Yakinah, Y., Ritonga, K., Damisa, A., & Efendi, S. (2020). The Effect Of Murābahah And Musyārakah Financing Distribution On Operational Revenue Of People’s Financing Bank Sharia 2015-2018. Journal Of Sharia Banking, 1(1). https://doi.org/10.24952/jsb.v1i1.4744
Yervant Tavish Serafin Sitompoel, & Christine S.T. Kansil. (2025). Analisis Penggunaan Rupiah Digital dalam Mencegah Risiko Disintermediasi Sistemik pada Bank di Indonesia. AL-SULTHANIYAH, 14(2). https://doi.org/10.37567/al-sulthaniyah.v14i2.4543
Yuslin, H. (2021). Pendekatan Sejarah Dalam Studi Ekonomi Islam. An-Natiq Jurnal Kajian Islam Interdisipliner, 1(2). https://doi.org/10.33474/an-natiq.v1i2.13053
Yusry, M., & Isa, A. bin M. (2021). Amanah Dalam Pekerjaan Menurut Tafsir Al-Tabari. Journal of Islam and Contemporary Affairs, 1(2).
Zams, B. M., Indrastuti, R., Pangersa, A. G., Hasniawati, N. A., Zahra, F. A., & Fauziah, I. A. (2020). Designing central bank digital currency for Indonesia: The delphi-analytic network process. Buletin Ekonomi Moneter Dan Perbankan/Monetary and Banking Economics Bulletin, 23(3). https://doi.org/10.21098/BEMP.V23I3.1351
Zed, M., & Zed, M. (2004). Metode penelitian kepustakaan / Mestika Zed. 1. Metodologi Penelitian,Metode Penelitian Kepustakaan / Mestika Zed, 2004(2004).
Zhang, X., Wei, C., Lee, C. C., & Tian, Y. (2023). Systemic risk of Chinese financial institutions and asset price bubbles. North American Journal of Economics and Finance, 64. https://doi.org/10.1016/j.najef.2023.101880
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2026 Edi Marjan Nasution, Andri Soemitra, Siti Zariah

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

