Livelihood, Digital Debt and Family Stability: The Economic Relationship of Platforms with Domestic Disputes in Religious Courts
DOI:
https://doi.org/10.51278/bil.v3i1.2629Keywords:
Digital Debt; Maintenance Obligation; Platform Economy; Religious Court; Maqāṣid Al-Syarī‘AhAbstract
The development of the digital economy has changed the financial management pattern of Muslim households, especially through easy access to loan services such as online lending and buy now pay later. On the one hand, this increases financial inclusion, but on the other hand triggers debt accumulation which has an impact on disrupting the fulfillment of maintenance obligations. This study aims to analyze the influence of digital debt on livelihood, the role of platform economics in triggering domestic conflicts, and the response of religious courts to family disputes due to the burden of digital debt. This research uses normative-empirical legal methods with a qualitative approach, through the study of Islamic law, the Compilation of Islamic Law, Marriage Law, and digital financial regulation, and the analysis of dispute phenomena in religious courts. The results show that digital debt affects livelihoods through a decrease in disposable income, a shift in spending priorities, and increased economic pressures that trigger conflicts. The platform economy also encourages hidden debt, consumerism, and income instability in the gig economy. In the practice of religious justice, digital debt is not the main object of dispute, but is judged by its impact on maintenance negligence and divorce. This study emphasizes that digital debt is a factor that affects family resilience, so it is necessary to reconstruct Islamic family law based on Islamic financial literacy, transparency, and the principles of maqāṣid asy-syarī'ah.
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