JAYA, Akbar. Analisis Efektifitas Penyaluran Pembiayaan Kredit Usaha Rakyat Mikro PT. Bank Negara Indonesia. Attractive : Innovative Education Journal, [S. l.], v. 4, n. 1, p. 273–279, 2022. DOI: 10.51278/aj.v4i1.369. Disponível em: https://attractivejournal.com/index.php/aj/article/view/369. Acesso em: 14 nov. 2026.